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Frequenty Asked Questions

What is a pension?

A pension is a pot of savings started either by yourself or by a company you've worked for. If you've worked for more than one company, chances are you have more than one pension! Pensions offer us a way to invest a pot of money over time and do so without paying any tax during the time the pot remains within the pension. For that reason, we think pensions are a very useful thing to have! Talk to us today about how we can help you track these down and understand what they are doing for you. 

Is there a minimum amount I need in my pension to get in touch?

Our goal as a business, is to make pension advice accessible so, no matter how large or small your pension is, come talk to us and our team of experts will do their best to help.

My pension is in multiple places, can you help?

Absolutely. It's really common for our customers to have more than one pension. Our goal is to make life easier and to put more control back into your hands. Talk to us today about how we can help.

How will I know how much I need for a comfortable pension?

That's a great question. We have a pension calculator here on the site (link) that can help you understand this, at a high level, but we also know that everyone is different, and if you choose to have a conversation with one of our team, we'll run through the things that matter to you so we know what comfortable to you means.

Can you help with investments?

We certainly can! We have a team in place that specialise in investments and have the benefit of many years of experience, all here to help you. 

Does my pension pot change my tax position?

While your money is invested within a pension it is completely tax free. When you decide to start taking money out, we'll make sure it's done the right way for you with the advice you need to manage any tax arising now or in the future. 

Pension statistics

15M 15M people in the UK have not
saved enough for their pension
£440,000 Monthly contributions of £250 over 30 years
can generate a pension pot of £440,000*
<9% Less than 9% of people in the UK that
receive financial advice
38% 38% of people are at risk of pension poverty
*Assume employer matches this contribution and state pension is included