The truth is, investing doesn’t have to be scary, and it isn’t just for the wealthy. From tax-free savings accounts (ISAs) to standard investing accounts (GIAs) to lots more and beyond, there are simple ways to make your money work harder. That’s why at Pension Pulse, we make investing accessible to everyone.
Most people use cash deposits to save — and stop there. But saving alone often means your money quietly loses value over time. If you want your money to grow, not just sit still, investing could play a bigger role.
Why cash isn’t the whole picture
Cash savings feel safe — but they don’t always keep up with inflation. That means your spending power can shrink without you realising. Investing gives your money the chance to:
Grow over time
Beat inflation
Support bigger life goals — not just emergencies
Cash is useful. Investing can help you move forward.
What are you investing for?
Investing isn’t just for retirement. It can help with:
Building long-term wealth
Buying a home
Supporting your children or grandchildren
Giving yourself a future income
More choices later in life
Whatever the goal, the key is having a plan that fits you.
Invest with confidence
We provide expert investment advice led by our Chief Investment Officer, James Igoe. With a career spanning US investment banking, fund management, and global markets including New York, Singapore, and London, James has managed significant funds through major market events, including the credit crunch. He brings deep experience and steady oversight to our clients’ investments, now and for the future.
We partner with BlackRock, one of the world’s largest and most trusted investment managers.
Your money is invested using professionally managed portfolios — designed to balance risk and reward based on how comfortable you feel with ups and downs.
To invest with us, you must be a UK resident and aged 18 or over.
How Our Portfolios Have Performed (YTD)
Here’s how our model portfolios have performed year-to-date:
Pension Pulse Cautious:
9.24%
Pension Pulse Balanced:
12.27%
Pension Pulse Growth:
16.94%
Pension Pulse Adventurous:
16.70%
Past performance isn’t a guarantee of future returns — but it shows how different levels of risk can work over time.
Our investment products
ISAs — Simple & Powerful
An ISA lets your investments grow, free from income tax and capital gains tax.