Is your money doing enough for you?

Most people use cash deposits to save — and stop there. But saving alone often means your money quietly loses value over time. If you want your money to grow, not just sit still, investing could play a bigger role.

Why cash isn’t the whole picture

Cash savings feel safe — but they don’t always keep up with inflation. That means your spending power can shrink without you realising. Investing gives your money the chance to:

  • Grow over time
  • Beat inflation
  • Support bigger life goals — not just emergencies

Cash is useful. Investing can help you move forward.

What are you investing for?

Investing isn’t just for retirement.
It can help with:

  • Building long-term wealth
  • Buying a home
  • Supporting your children or grandchildren
  • Giving yourself a future income
  • More choices later in life

Whatever the goal, the key is having a plan that fits you.

Invest with confidence

We provide expert investment advice led by our Chief Investment Officer, James Igoe. With a career spanning US investment banking, fund management, and global markets including New York, Singapore, and London, James has managed significant funds through major market events, including the credit crunch. He brings deep experience and steady oversight to our clients’ investments, now and for the future.

We partner with BlackRock, one of the world’s largest and most trusted investment managers.

Your money is invested using professionally managed portfolios — designed to balance risk and reward based on how comfortable you feel with ups and downs.

To invest with us, you must be a UK resident and aged 18 or over.

How Our Portfolios Have Performed (YTD)

Here’s how our model portfolios have performed year-to-date:

Pension Pulse Cautious:

9.24%

Pension Pulse Balanced:

12.27%

Pension Pulse Growth:

16.94%

Pension Pulse Adventurous:

16.70%

Past performance isn’t a guarantee of future returns — but it shows how different levels of risk can work over time.

Our investment products

ISAs — Simple & Powerful

An ISA lets your investments grow, free from income tax and capital gains tax.

  • No tax on growth
  • No tax when you take money out
  • Flexible and easy to understand

A great place to start for many investors.

General Investment Accounts (GIAs)

If you’ve used your ISA allowance, a GIA gives you more room to invest.

  • No limits on how much you can invest
  • Tax applies — but careful planning can help to reduce tax
  • Often used alongside ISAs as part of a wider strategy

Onshore & Offshore Bonds

These can be useful for longer-term planning and tax efficiency.

  • Often used for estate or inheritance planning
  • Can help manage when and how tax is paid
  • More flexible than many people realise

We explain these clearly — so you know when they do (and don’t) make sense.

How we help -
step by step

Here’s our simple process to help you understand and find the right investment plan for you.

  • 1 Step 1

    Start with a friendly chat

    • We learn about you, your goals, and what you’re comfortable with.
  • 2 Step 2

    Build the right strategy

    • We recommend the most suitable investments and tax wrappers for your situation.
  • 3 Step 3

    Invest with confidence

    • We set everything up and handle the paperwork.
  • 4 Step 4

    Ongoing support

    • Your plan is reviewed and adjusted as your life changes.
    • No pressure. No jargon. Just clear guidance.

Ready to see what your money could do?
Explore your options today. No pressure, just a friendly conversation and no obligation.

Need more information?
Download your free welcome pack - learn what to expect and how we help

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What clients say about us